Fraud disguises itself in many forms. The Economic Crimes Detail is responsible for investigating crimes associated with checks and credit card fraud, grand theft, theft of public funds, embezzlement, theft by false pretenses, computer crimes, consumer fraud, a variety of business fraud and identity theft, real estate fraud and elder financial abuse.
Checks/ Credit Cards
Personnel assigned to investigate Check & Credit Card fraud are responsible for the investigation of cases involving non-sufficient funds checks over $2,500.00, as well as check forgery, fraudulent use of stolen credit cards, and fraudulently obtained credit cards.
In general the Orange County Sheriff's Department does not investigate Non-Sufficient Funds checks under the amount of $2,500.00. By agreement with the Orange County District Attorney's Office these cases are referred to the District Attorney's Bad Check Program.
The computer age has resulted in tremendous benefits to our society; however, it has also made private citizens, businesses and government agencies more vulnerable to a wide variety of illegal activities. Security systems can be compromised, computer data can be damaged or destroyed and account numbers can be stolen and instantly transmitted across the country or around the world in a matter of seconds, resulting in millions, if not hundreds of millions, of dollars lost to businesses and private citizens. The Economic Crimes Unit is responsible for investigating computer crimes such as theft of components, computer intrusion, Internet crimes and theft of information.
Identity Theft involves any instance where a person uses someone else’s identification documents or other identifiers in order to impersonate that person for whatever reason. Below is a link to a Worthless Document Report, which is used as the Initial Crime Report for merchants and public to complete and send to the Orange County Sheriff’s Department, Economic Crimes Detail if they feel they have fallen victim to crimes such as non sufficient funds, account closed checks, forged and counterfeit checks, and credit card receipts for further investigation. If you live within the Orange County Sheriff’s Department jurisdiction and feel you have fallen victim to one of one these crimes complete this form and send it to the address listed on the bottom of the second page. If you have any questions or need to verify if you are within the Orange County Sheriff's Department jurisdiction, please call (714) 647-7486.
Worthless Document Report form.
Identity Theft pamphlet.
Free Credit Report
Consumers can obtain free copies of their credit reports every year from the three major credit agencies: Equifax, Experian and TransUnion. The public's access to free copies of their reports, which track the amount of debt consumers have and whether they pay their bills on time, was mandated by the Fair and Accurate Credit Transactions Act of 2003. The law, better known as the FACT Act, was designed to help Americans better monitor the reports that are used by banks and merchants to determine if they'll lend to a consumer and at what interest rate.
How Can I Get My Free Report?
Consumers will be able to go to a single Web site, http://www.annualcreditreport.com/, where they can request their reports online. Or they'll be able to call a toll-free number, (877) 322-8228, or mail a request to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
It will take about 15 days to process phone and mail requests. If you use the online request site, you will be asked for personal information so the credit agencies can match them accurately with their reports. This will include name, date of birth, address and other information that only you should know.
What Do I Look For When I Get The Report?
- Accounts that aren't yours.
- Any delinquencies that are still on the report after the seven-year time limit has passed.
- Notices of late payments that the consumer believes were on time.
- Multiple collection-agency notices for a single debt.